Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
So dedicated to ALWAYS delivering the best service and product to ALL her clients. Kristin does not just find approvals, but finds the BEST approvals. Ethics and service are her #1
Greg Domville
We needed a mortgage that had flexible payment options while still getting the best possible rate and Kristin was able to find us the perfect lender for our needs. Our rate is better than just about anyone else I’ve asked and the payment flexibility is great. Kristin couldn’t be friendlier or more helpful.
Michael Kwan
Kristin, it has been a pleasure having you assist my wife and I through the mortgage process. Being first time buyers, we obviously felt a little intimidated with the costs associated with today’s housing market and the fact that we didn’t have much in the way of guidance from anyone. The banks seemed more intent on making a good profit off us with the rates they offered. That’s when we turned to you and are glad that we did. You got us an excellent rate of interest on our mortgage while answering every single question we threw at you without any hesitation or delay. The positive attitude and calm demeanor you bring with your services gave us an assurance that was second to none, the true mark of a professional. I had never crossed paths with a mortgage broker before and it couldn’t have come at a better time. Thank you very much for putting us on the right path with our new home.
Sincerely,
R. & N. Chand
We have used Kristin twice now… she is extremely helpful and knowledgeable. We have enormous trust in her and we would never use anyone else.
Susan Foster
My husband and I were trying to get back on track after a few rough years and wanted to consolidate our existing mortgage and credit card debt to finally see the light at the end of the tunnel. Our credit union of many years was being less than helpful but thanks to Kristin Woolard’s professionalism and knowledge in the mortgage industry she was able to lead us out of the dark in just a few days. I would highly recommend that anyone in search of mortgage advise utilize Kristin’s expertise and experience in this highly competitive market. You can rest assured you will receive the best possible rate available. Kristin is a high energy go-getter with an amazing personality and will go above and beyond to help her clients, they don’t come any better. Thanks again Kristin for all your hard work!
Carmen B. and Pat G.
Our calculators will allow you to explore your Mortgage options.
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